The American Health Care Act - What You Need to Know.

What is H.R. 1628: The American Health Care Act of 2017?

The American Health Care Act of 2017 (AHCA) is the House Republicans’ leading proposal to repeal and replace the Affordable Care Act (ACA), also known as Obamacare, and to defund Planned Parenthood.

The American Health Care Act (AHCA) as amended delivers relief from Obamacare’s taxes and mandates that have hurt job creators, increased premiums, and limited options for patients and health care providers. It returns control of health care from Washington back to the states and restores the free market so Americans can access quality, affordable health care options that are tailored to their needs.

Obamacare was based on a one-size-fits-all approach that put bureaucrats in Washington in charge of your health care. The law led to higher costs, fewer choices, and less access to the care people need.

The AHCA will deliver the control and choice individuals and families need to access health care that’s right for them. And provide the freedom and flexibility states, job creators, and health care providers need to deliver quality, affordable health care options.

We will keep this page of our website updated frequently, with changes and current amendments to this bill.

You can download and review the original bill which passed in the House on May 4, 2017 here:

The Upton-Long Amendment

The Upton-Long Amendment further strengthens the AHCA’s protections for Americans with pre-existing conditions by providing an additional $8 billion in resources over 5 years to those with pre-existing conditions. It dedicates $8 billion solely to reduce premiums and other out-of-pocket costs for patients in the individual market with pre-existing conditions who do not maintain continuous coverage and who live in states that receive a waiver to redesign their insurance market.

This $8 billion is on top of the $130 billion available to states through the AHCA’s Patient and State Stability Fund, which helps states repair their health markets damaged by Obamacare. States can use the funds to:

  • cut out-of-pocket costs, like premiums and deductibles
  • promote access to preventive services, like getting an annual checkup, as well as dental and vision care
  • promote participation in private health insurance or to increase the number of options available through the market

Further, the AHCA provides a refundable tax credit to those without other health care options so they can get – and stay covered – before they face a serious medical event or suddenly fall ill. These combined resources reaffirm the commitment from House Republicans to ensure Americans with pre-existing conditions are protected.

You can download and review the Upton-Long Amendment Bill text here:

The MacArthur Amendment

The MacArthur Amendment keeps our promises of lowering costs and protecting high-risk patients by giving states greater flexibility and more control over local insurance markets.

WHAT DOES THIS AMENDMENT DO? The MacArthur Amendment provides states the option to apply for waivers from certain federal insurance regulations that increase insurance premiums. This new flexibility will allow states to design insurance frameworks that are right for their unique populations, providing superior care and lowering costs for patients.

HOW DOES IT WORK? Any states that apply for a waiver must attest that its purpose is to reduce the cost of health care or increase the number of people with health care coverage.

HOW DOES IT PROTECT HIGH-RISK INDIVIDUALS? The amendment’s limited waiver for health rating requires states to set up a program for high-risk individuals or premium stabilization, or to participate in the federal invisible risk-sharing program. No state may obtain a waiver for health status unless it has taken these efforts to protect those who might be affected. In states with a waiver, individuals who maintain continuous coverage could not be rated based on health status.

To fact-check and debunk the myths associated with this amendment, we encourage you to download and review the MacArthur Amendment and read it for yourself. You can get this file here:

More Information

As more information becomes available regarding the American Health Care Act of 2017, we will post updates here on this page of our website. You can also review information from the House GOP website, by visiting:

Let the experts at HFX Insurance get you heading in the right direction with your AHCA enrollment. Call or click today to sign up for an insurance policy that’s right for you!
Source: https://housegop/