An HFX Coalition Program for The U.S. Dept. of Veterans Affairs
HFX, Healthcare Financial Exchange, is not a commercial healthcare exchange, rather a unique and innovative
integrated healthcare solution that is not available any where else in the market today. What makes our solution
so unique is the coalition of industry leading companies that have, for the first time, agreed to integrate their
services in an innovative program specifically designed for the benefit of the U.S. veterans and the VA.
This broad range of integrated services will deliver significant benefits to the VA and our nation’s veterans by its
efficiency, cost savings, accountability and oversight, reporting, and the ability to continue to enhance the
program in unmatched ways because of the unique coalition of partners.
HFX has a unique approach to integrating both benefit and ID cards as outlined in the Veterans Identification
Card Act of 2015. The HFX Digital Wallet, powered by FIS, combines these two cards into the HFX PFDirect™
HFX currently has the ability to issue and manage over 9 million PFDirect™ cards, to qualified U.S. veterans and
reservists. The PFDirect™ eligibility, authorization, ID and guaranteed payment card combines financial, healthcare,
claim processing, and a loyalty rewards system tied to its general spend functionality.
The HFX Coalition can provide an integrated repricing and claims payment system which can quickly pay claims
in 12-15 days using Medicare-based payments.
The HFX Team provides TPA (Third Party Administration) in all 50 states, repricing of Medicare, commercial, and
some VA claims now on a national basis.
Our Healthcare Freedom for Veterans Program outlines alternative solutions to many of the requirements set
forth in the Mission Act. The HFX Healthcare Freedom for Veterans Program is designed to collaboratively
integrate the existing VA healthcare system AND the private sector healthcare system.
We estimate that HFX and its coalition partners can reduce VA costs annually by over $5 Billion1 through the
implementation of our ‘Healthcare Freedom for Veterans’ program.
The HFX coalition has the experience, expertise, strength and extensive healthcare and financial services
capabilities to deliver a program unmatched in the industry to meet the VA’s and veteran’s needs.